Updated April 2026 · U.S. Census Bureau data
Illinois City Spending Rankings
Illinois has 29 cities with 50,000 or more residents covered by CitySpend, totaling 5.1M in covered population. The average Fiscal Health Score across these cities is 68/100, sourced from the U.S. Census Bureau Annual Survey of State and Local Government Finances. Illinois's covered cities post a healthy average Fiscal Health Score of 68/100 (grade B). On the whole, Illinois cities run balanced budgets, manageable debt loads, and adequately funded pension systems. Individual cities still vary, the rankings below show which are pulling above and below the state average.
Illinois Fiscal Profile
Across all covered Illinois cities, the largest aggregate spending categories are fire protection at $29.7B and highways at $3.0B. That mix reflects Illinois's overall service-delivery model, in some states police and fire dominate; in others, education or roads take the largest aggregate share when cities operate their own school districts.
Healthiest and Most Stressed Cities
Top Fiscal Performers
Most Fiscally Stressed
All 29 Cities in Illinois
Chicago, IL
Pop. 2.7M
Aurora, IL
Pop. 181K
Joliet, IL
Pop. 150K
Naperville, IL
Pop. 149K
Rockford, IL
Pop. 148K
Springfield, IL
Pop. 114K
Elgin, IL
Pop. 114K
Peoria, IL
Pop. 113K
Waukegan, IL
Pop. 89K
Champaign, IL
Pop. 89K
Cicero, IL
Pop. 84K
Bloomington, IL
Pop. 79K
Schaumburg, IL
Pop. 78K
Evanston, IL
Pop. 77K
Arlington Heights, IL
Pop. 77K
Bolingbrook, IL
Pop. 74K
Decatur, IL
Pop. 71K
Palatine, IL
Pop. 67K
Skokie, IL
Pop. 67K
Des Plaines, IL
Pop. 60K
Orland Park, IL
Pop. 58K
Oak Lawn, IL
Pop. 58K
Berwyn, IL
Pop. 57K
Mount Prospect, IL
Pop. 56K
Tinley Park, IL
Pop. 56K
Oak Park, IL
Pop. 54K
Wheaton, IL
Pop. 54K
Normal, IL
Pop. 53K
Hoffman Estates, IL
Pop. 52K
How These Rankings Are Calculated
City Fiscal Health Scores combine budget balance and reserves (25%), debt burden per capita (20%), pension funded ratio (20%), spending efficiency (15%), revenue diversity (10%), and three-year trend direction (10%). All inputs come from the U.S. Census Bureau Annual Survey of State and Local Government Finances. For the largest cities, we cross-reference the Lincoln Institute's Fiscally Standardized Cities database to adjust for school-district and county overlap. Pension data comes from the Public Plans Database. Best-practice weighting follows guidance from the Government Finance Officers Association (GFOA). Read the full methodology.
Frequently Asked Questions
How many cities in Illinois are covered by CitySpend?
CitySpend covers 29 cities in Illinois with 50,000 or more residents, totaling 5.1M in population. Smaller municipalities, towns, and unincorporated areas are excluded from the dataset.
What is Illinois's average Fiscal Health Score?
Illinois's 29 covered cities post an average Fiscal Health Score of 68/100. The score combines budget balance and reserves, debt burden per capita, pension funding, spending efficiency, revenue diversity, and three-year trend direction. Each city is benchmarked against population peers, so a 200,000-resident city is compared to other mid-size cities, not against the largest cities in the country.
Where does Illinois city spending data come from?
Every figure on this page is drawn from the U.S. Census Bureau Annual Survey of State and Local Government Finances, with population estimates from the American Community Survey. For the largest cities, we cross-reference the Lincoln Institute's Fiscally Standardized Cities database to adjust for school-district overlap. Federal grant flows come from USASpending.gov; pension data, where available, comes from the Public Plans Database.
Which Illinois cities have the strongest fiscal health?
Waukegan (A), Bolingbrook (A), Palatine (A) rank among the top fiscal performers in Illinois. Strong scores typically pair balanced budgets with low debt-per-capita and well-funded pensions. See the rankings below for the full list.
Which Illinois cities are most fiscally stressed?
Joliet (D), Orland Park (D), Naperville (D) rank toward the bottom of the Illinois fiscal health distribution. Common stress signals include pension underfunding, elevated debt service, and revenue concentration in a single tax source. A low score is a screening signal, not a verdict, always read the city's audited Comprehensive Annual Financial Report (ACFR) before drawing conclusions.
Illinois has 29 cities with 50,000 or more residents covered by CitySpend, totaling 5.1M in covered population. The average Fiscal Health Score across these cities is 68/100, sourced from the U.S. Census Bureau Annual Survey of State and Local Government Finances. Illinois's covered cities post a healthy average Fiscal Health Score of 68/100 (grade B). On the whole, Illinois cities run balanced budgets, manageable debt loads, and adequately funded pension systems. Individual cities still vary, the rankings below show which are pulling above and below the state average.
For this entity, the underlying data on this page comes from the Census Annual Survey of State and Local Government Finances. The breakdown above is the federal record; the paragraphs below add the per-entity context that makes the headline numbers usable for a real decision rather than just a data lookup.
Every number on this page links back to the Census Annual Survey of State and Local Government Finances; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.
For readers using this page as a decision input, the related-entity pages elsewhere on the site provide the comparison set. The most useful comparison for this entity is typically a peer within U.S. cities, counties, and states with similar size, similar exposure, or similar geography — not the national-level summary alone.