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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Naperville, IL

Population: 149,089 (2022) · Mid-Size Cities (100K–250K)

D
45/100

Below average — significant fiscal challenges in multiple areas

Total Spending
$2.3B
Per Capita
$15,751
Total Revenue
$1.0B
Total Debt
$153.2M

Spending Breakdown

Other
61.3%$1.4B
Utilities
28.7%$674.9M
Health
6.5%$153.2M
Parks & Recreation
3.5%$81.1M

Spending data sourced from the Census Bureau's Annual Survey of State & Local Government Finances. Per-capita comparisons use the Lincoln Institute's Fiscally Standardized Cities methodology for fair cross-city benchmarking.

Revenue Sources

Intergovernmental
6.6%$68.3M
Charges & Fees
68.3%$710.5M
Other
34.2%$356.0M

Per Capita Spending by Department

Parks & Recreation$544/person
Health$1,028/person

Score Breakdown

Budget Balance & Reserves (25%)24/100
Debt Burden (20%)27/100
Pension Funding (20%)76/100
Spending Efficiency (15%)87/100
Revenue Diversity (10%)0/100
Trend Direction (10%)50/100

Debt Overview

Total Debt$153.2M
Long-Term Debt$0
Debt Per Capita$1,028
Cash & Securities$34.0M

Compare Cities

See how Naperville stacks up against another city.

vs Chicago, ILvs Aurora, ILvs Joliet, IL
Data source: U.S. Census Bureau, Annual Survey of State and Local Government Finances (2023). Population from American Community Survey.

Other Cities in Illinois

Chicago, IL

Pop. 2.7M

C
Total Spending
$94.0B
Per Capita
$34,551

Aurora, IL

Pop. 181K

A
Total Spending
$2.8B
Per Capita
$15,301

Joliet, IL

Pop. 150K

D
Total Spending
$2.8B
Per Capita
$18,675

Rockford, IL

Pop. 148K

C
Total Spending
$2.9B
Per Capita
$19,348

Compare Naperville With

Chicago, IL

Spending: $34,551/person · Grade: C

Aurora, IL

Spending: $15,301/person · Grade: A

Joliet, IL

Spending: $18,675/person · Grade: D

Rockford, IL

Spending: $19,348/person · Grade: C

Frequently Asked Questions

Naperville, IL spends $15,751 per resident, based on total expenditures of $2.3B for a population of 149,089. The city has a Fiscal Health Score of D (45/100).

Naperville, IL has total expenditures of $2.3B and total revenue of $1.0B. The city carries $153.2M in total debt, based on Census Bureau data from 2023.

Naperville, IL employs 0 government workers, of which 0 are full-time. The average government salary is $0, with 0.0 employees per 10,000 residents.

Naperville, IL has a Fiscal Health Score of D (45/100). This score evaluates budget balance, debt burden, pension funding, spending efficiency, revenue diversity, and 3-year fiscal trajectory compared to peer cities of similar population.

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