Naperville, IL vs Rockford, IL
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Rockford, IL spends 23% more per resident than Naperville, IL: $19,348 against $15,751. That gap is large enough to show up across most functional budget categories below.
Rockford, IL holds the stronger Fiscal Health Score, 59/100 (grade C) against 45/100 (grade D) for Naperville, IL — a 14-point spread that puts the two in different grade territory.
Rockford, IL reports no outstanding debt per resident in its Census filing, while Naperville, IL carries $1,028 per resident. Their budgets diverge on where the largest per-resident dollars go: Naperville, IL leads with health at $1,028 per resident, while Rockford, IL leads with parks and recreation at $2,329.
They also fund themselves differently: charges and fees is the largest single revenue source in Naperville, IL at 68% of total revenue, whereas Rockford, IL relies most on intergovernmental transfers at 100%.
Summary
Rockford spends 18.6% more per capita than Naperville ($3,598/person difference). Rockford, IL has the stronger Fiscal Health Score (C, 59/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Sales Tax | $0 | $749 |
| Intergovernmental | $458 | $6,178 |
| Charges & Fees | $4,765 | $2,152 |
| Other | $2,388 | $2,314 |
Spending Breakdown (Per Capita)
| Public Welfare | $0 | $724 |
| Health | $1,028 | $593 |
| Parks & Recreation | $544 | $2,329 |
| Housing | $0 | $4,267 |
| Utilities | $4,527 | $1,320 |
| Other | $9,652 | $10,115 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.