Rockford, IL vs Naperville, IL
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Rockford, IL spends 23% more per resident than Naperville, IL: $19,348 against $15,751. That gap is large enough to show up across most functional budget categories below.
Rockford, IL holds the stronger Fiscal Health Score, 59/100 (grade C) against 45/100 (grade D) for Naperville, IL — a 14-point spread that puts the two in different grade territory.
Rockford, IL reports no outstanding debt per resident in its Census filing, while Naperville, IL carries $1,028 per resident. Their budgets diverge on where the largest per-resident dollars go: Rockford, IL leads with parks and recreation at $2,329 per resident, while Naperville, IL leads with health at $1,028.
They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Rockford, IL at 100% of total revenue, whereas Naperville, IL relies most on charges and fees at 68%.
Summary
Rockford spends 22.8% more per capita than Naperville ($3,598/person difference). Rockford, IL has the stronger Fiscal Health Score (C, 59/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Sales Tax | $749 | $0 |
| Intergovernmental | $6,178 | $458 |
| Charges & Fees | $2,152 | $4,765 |
| Other | $2,314 | $2,388 |
Spending Breakdown (Per Capita)
| Public Welfare | $724 | $0 |
| Health | $593 | $1,028 |
| Parks & Recreation | $2,329 | $544 |
| Housing | $4,267 | $0 |
| Utilities | $1,320 | $4,527 |
| Other | $10,115 | $9,652 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.