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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Elgin, IL

Population: 114,190 (2022) · Mid-Size Cities (100K–250K)

C
58/100

Average fiscal health — some areas of concern

Total Spending
$1.6B
Per Capita
$14,229
Total Revenue
$603.5M
Total Debt
$70.4M

Spending Breakdown

Housing & Community Development
31.4%$510.6M
Other
29.2%$474.9M
Utilities
20.0%$325.4M
Parks & Recreation
11.5%$187.3M
Public Welfare
5.0%$82.0M
Fire Protection
1.6%$25.4M
Highways & Roads
0.8%$13.3M
Education
0.4%$6.0M

Spending data sourced from the Census Bureau's Annual Survey of State & Local Government Finances. Per-capita comparisons use the Lincoln Institute's Fiscally Standardized Cities methodology for fair cross-city benchmarking.

Revenue Sources

Sales Tax
14.3%$86.1M
Income Tax
12.3%$74.3M
Intergovernmental
22.1%$133.6M
Charges & Fees
42.9%$258.9M
Other
33.2%$200.2M

Per Capita Spending by Department

Fire Protection$222/person
Highways & Roads$116/person
Parks & Recreation$1,641/person
Education$53/person

Score Breakdown

Budget Balance & Reserves (25%)20/100
Debt Burden (20%)76/100
Pension Funding (20%)76/100
Spending Efficiency (15%)96/100
Revenue Diversity (10%)34/100
Trend Direction (10%)50/100

Debt Overview

Total Debt$70.4M
Long-Term Debt$832K
Debt Per Capita$617
Cash & Securities$19.1M

Compare Cities

See how Elgin stacks up against another city.

vs Chicago, ILvs Aurora, ILvs Joliet, IL
Data source: U.S. Census Bureau, Annual Survey of State and Local Government Finances (2023). Population from American Community Survey.

Other Cities in Illinois

Chicago, IL

Pop. 2.7M

C
Total Spending
$94.0B
Per Capita
$34,551

Aurora, IL

Pop. 181K

A
Total Spending
$2.8B
Per Capita
$15,301

Joliet, IL

Pop. 150K

D
Total Spending
$2.8B
Per Capita
$18,675

Naperville, IL

Pop. 149K

D
Total Spending
$2.3B
Per Capita
$15,751

Compare Elgin With

Chicago, IL

Spending: $34,551/person · Grade: C

Aurora, IL

Spending: $15,301/person · Grade: A

Joliet, IL

Spending: $18,675/person · Grade: D

Naperville, IL

Spending: $15,751/person · Grade: D

Frequently Asked Questions

Elgin, IL spends $14,229 per resident, based on total expenditures of $1.6B for a population of 114,190. The city has a Fiscal Health Score of C (58/100).

Elgin, IL has total expenditures of $1.6B and total revenue of $603.5M. The city carries $70.4M in total debt, based on Census Bureau data from 2023.

Elgin, IL employs 0 government workers, of which 0 are full-time. The average government salary is $0, with 0.0 employees per 10,000 residents.

Elgin, IL has a Fiscal Health Score of C (58/100). This score evaluates budget balance, debt burden, pension funding, spending efficiency, revenue diversity, and 3-year fiscal trajectory compared to peer cities of similar population.

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