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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Elgin, IL vs Naperville, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Naperville spends 9.7% more per capita than Elgin ($1,521/person difference). Elgin, IL has the stronger Fiscal Health Score (C, 58/100).

Fiscal Health Score

City A
Elgin, IL
Pop. 114,190
C
58/100
Budget Balance20
Debt Burden76
Pension Funding76
Spending Efficiency96
Revenue Diversity34
Trend Direction50
City B
Naperville, IL
Pop. 149,089
D
45/100
Budget Balance24
Debt Burden27
Pension Funding76
Spending Efficiency87
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Elgin
Naperville
Total Spending
$1.6B
$2.3B
Spending / Capita
$14,229
$15,751
Total Revenue
$603.5M
$1.0B
Revenue / Capita
$5,285
$6,975
Total Debt
$70.4M
$153.2M
Debt / Capita
$617
$1,028
Population
114,190
149,089
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Elgin$222
Naperville$0
Highways & Roads
Elgin$116
Naperville$0
Parks & Recreation
Elgin$1,641
Naperville$544
Education
Elgin$53
Naperville$0
Health
Elgin$0
Naperville$1,028

Revenue Breakdown (Per Capita)

ElginNaperville
Sales Tax
$754
$0
Income Tax
$651
$0
Intergovernmental
$1,170
$458
Charges & Fees
$2,267
$4,765
Other
$1,754
$2,388

Spending Breakdown (Per Capita)

ElginNaperville
Fire Protection
$222
$0
Highways & Roads
$116
$0
Education
$53
$0
Public Welfare
$718
$0
Health
$0
$1,028
Parks & Recreation
$1,641
$544
Housing
$4,472
$0
Utilities
$2,850
$4,527
Other
$4,159
$9,652
C
Elgin, IL
Fiscal Health Score: 58/100
Average fiscal health
D
Naperville, IL
Fiscal Health Score: 45/100
Below average fiscal health

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