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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Naperville, IL vs Elgin, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Naperville spends 10.7% more per capita than Elgin ($1,521/person difference). Elgin, IL has the stronger Fiscal Health Score (C, 58/100).

Fiscal Health Score

City A
Naperville, IL
Pop. 149,089
D
45/100
Budget Balance24
Debt Burden27
Pension Funding76
Spending Efficiency87
Revenue Diversity0
Trend Direction50
City B
Elgin, IL
Pop. 114,190
C
58/100
Budget Balance20
Debt Burden76
Pension Funding76
Spending Efficiency96
Revenue Diversity34
Trend Direction50

Key Metrics

Metric
Naperville
Elgin
Total Spending
$2.3B
$1.6B
Spending / Capita
$15,751
$14,229
Total Revenue
$1.0B
$603.5M
Revenue / Capita
$6,975
$5,285
Total Debt
$153.2M
$70.4M
Debt / Capita
$1,028
$617
Population
149,089
114,190
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Naperville$0
Elgin$222
Highways & Roads
Naperville$0
Elgin$116
Parks & Recreation
Naperville$544
Elgin$1,641
Education
Naperville$0
Elgin$53
Health
Naperville$1,028
Elgin$0

Revenue Breakdown (Per Capita)

NapervilleElgin
Sales Tax
$0
$754
Income Tax
$0
$651
Intergovernmental
$458
$1,170
Charges & Fees
$4,765
$2,267
Other
$2,388
$1,754

Spending Breakdown (Per Capita)

NapervilleElgin
Fire Protection
$0
$222
Highways & Roads
$0
$116
Education
$0
$53
Public Welfare
$0
$718
Health
$1,028
$0
Parks & Recreation
$544
$1,641
Housing
$0
$4,472
Utilities
$4,527
$2,850
Other
$9,652
$4,159
D
Naperville, IL
Fiscal Health Score: 45/100
Below average fiscal health
C
Elgin, IL
Fiscal Health Score: 58/100
Average fiscal health

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