Skip to main content
Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Springfield, IL vs Naperville, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Springfield, IL and Naperville, IL spend within 0.1% of each other per resident — $15,771 versus $15,751 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Springfield, IL holds the stronger Fiscal Health Score, 68/100 (grade B) against 45/100 (grade D) for Naperville, IL — a 23-point spread that puts the two in different grade territory.

On debt, Naperville, IL carries the lighter load at $1,028 per resident versus $2,441 for Springfield, IL. Their budgets diverge on where the largest per-resident dollars go: Springfield, IL leads with highways and roads at $1,079 per resident, while Naperville, IL leads with health at $1,028.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Springfield, IL at 17% of total revenue, whereas Naperville, IL relies most on charges and fees at 68%.

Summary

Springfield spends 0.1% more per capita than Naperville ($20/person difference). Springfield, IL has the stronger Fiscal Health Score (B, 68/100).

Fiscal Health Score

City A
Springfield, IL
Pop. 114,214
B
68/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency87
Revenue Diversity100
Trend Direction50
City B
Naperville, IL
Pop. 149,089
D
45/100
Budget Balance24
Debt Burden27
Pension Funding76
Spending Efficiency87
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Springfield
Naperville
Total Spending
$1.8B
$2.3B
Spending / Capita
$15,771
$15,751
Total Revenue
$12.9B
$1.0B
Revenue / Capita
$112,589
$6,975
Total Debt
$278.8M
$153.2M
Debt / Capita
$2,441
$1,028
Population
114,214
149,089
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Highways & Roads
Springfield$1,079
Naperville$0
Parks & Recreation
Springfield$325
Naperville$544
Education
Springfield$106
Naperville$0
Health
Springfield$388
Naperville$1,028

Revenue Breakdown (Per Capita)

SpringfieldNaperville
Sales Tax
$26
$0
Intergovernmental
$18,701
$458
Charges & Fees
$2,314
$4,765
Other
$1,274
$2,388

Spending Breakdown (Per Capita)

SpringfieldNaperville
Highways & Roads
$1,079
$0
Education
$106
$0
Public Welfare
$1,275
$0
Health
$388
$1,028
Parks & Recreation
$325
$544
Utilities
$1,570
$4,527
Other
$11,028
$9,652
B
Springfield, IL
Fiscal Health Score: 68/100
Good fiscal health
D
Naperville, IL
Fiscal Health Score: 45/100
Below average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.