Springfield, IL vs Naperville, IL
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Springfield, IL and Naperville, IL spend within 0.1% of each other per resident — $15,771 versus $15,751 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.
Springfield, IL holds the stronger Fiscal Health Score, 68/100 (grade B) against 45/100 (grade D) for Naperville, IL — a 23-point spread that puts the two in different grade territory.
On debt, Naperville, IL carries the lighter load at $1,028 per resident versus $2,441 for Springfield, IL. Their budgets diverge on where the largest per-resident dollars go: Springfield, IL leads with highways and roads at $1,079 per resident, while Naperville, IL leads with health at $1,028.
They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Springfield, IL at 17% of total revenue, whereas Naperville, IL relies most on charges and fees at 68%.
Summary
Springfield spends 0.1% more per capita than Naperville ($20/person difference). Springfield, IL has the stronger Fiscal Health Score (B, 68/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Sales Tax | $26 | $0 |
| Intergovernmental | $18,701 | $458 |
| Charges & Fees | $2,314 | $4,765 |
| Other | $1,274 | $2,388 |
Spending Breakdown (Per Capita)
| Highways & Roads | $1,079 | $0 |
| Education | $106 | $0 |
| Public Welfare | $1,275 | $0 |
| Health | $388 | $1,028 |
| Parks & Recreation | $325 | $544 |
| Utilities | $1,570 | $4,527 |
| Other | $11,028 | $9,652 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.