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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Naperville, IL vs Springfield, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Springfield, IL and Naperville, IL spend within 0.1% of each other per resident — $15,771 versus $15,751 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Springfield, IL holds the stronger Fiscal Health Score, 68/100 (grade B) against 45/100 (grade D) for Naperville, IL — a 23-point spread that puts the two in different grade territory.

On debt, Naperville, IL carries the lighter load at $1,028 per resident versus $2,441 for Springfield, IL. Their budgets diverge on where the largest per-resident dollars go: Naperville, IL leads with health at $1,028 per resident, while Springfield, IL leads with highways and roads at $1,079.

They also fund themselves differently: charges and fees is the largest single revenue source in Naperville, IL at 68% of total revenue, whereas Springfield, IL relies most on intergovernmental transfers at 17%.

Summary

Springfield spends 0.1% more per capita than Naperville ($20/person difference). Springfield, IL has the stronger Fiscal Health Score (B, 68/100).

Fiscal Health Score

City A
Naperville, IL
Pop. 149,089
D
45/100
Budget Balance24
Debt Burden27
Pension Funding76
Spending Efficiency87
Revenue Diversity0
Trend Direction50
City B
Springfield, IL
Pop. 114,214
B
68/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency87
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Naperville
Springfield
Total Spending
$2.3B
$1.8B
Spending / Capita
$15,751
$15,771
Total Revenue
$1.0B
$12.9B
Revenue / Capita
$6,975
$112,589
Total Debt
$153.2M
$278.8M
Debt / Capita
$1,028
$2,441
Population
149,089
114,214
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Highways & Roads
Naperville$0
Springfield$1,079
Parks & Recreation
Naperville$544
Springfield$325
Education
Naperville$0
Springfield$106
Health
Naperville$1,028
Springfield$388

Revenue Breakdown (Per Capita)

NapervilleSpringfield
Sales Tax
$0
$26
Intergovernmental
$458
$18,701
Charges & Fees
$4,765
$2,314
Other
$2,388
$1,274

Spending Breakdown (Per Capita)

NapervilleSpringfield
Highways & Roads
$0
$1,079
Education
$0
$106
Public Welfare
$0
$1,275
Health
$1,028
$388
Parks & Recreation
$544
$325
Utilities
$4,527
$1,570
Other
$9,652
$11,028
D
Naperville, IL
Fiscal Health Score: 45/100
Below average fiscal health
B
Springfield, IL
Fiscal Health Score: 68/100
Good fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.