Naperville, IL vs Champaign, IL
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Naperville, IL and Champaign, IL spend within 3.8% of each other per resident — $15,751 versus $15,173 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.
Champaign, IL holds the stronger Fiscal Health Score, 55/100 (grade C) against 45/100 (grade D) for Naperville, IL — a 10-point spread that puts the two in different grade territory.
Champaign, IL reports no outstanding debt per resident in its Census filing, while Naperville, IL carries $1,028 per resident. Their budgets diverge on where the largest per-resident dollars go: Naperville, IL leads with health at $1,028 per resident, while Champaign, IL leads with police at $1,426.
They also fund themselves differently: charges and fees is the largest single revenue source in Naperville, IL at 68% of total revenue, whereas Champaign, IL relies most on intergovernmental transfers at 276%.
Summary
Naperville spends 3.8% more per capita than Champaign ($578/person difference). Champaign, IL has the stronger Fiscal Health Score (C, 55/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Intergovernmental | $458 | $4,573 |
| Charges & Fees | $4,765 | $0 |
| Other | $2,388 | $1,152 |
Spending Breakdown (Per Capita)
| Police | $0 | $1,426 |
| Fire Protection | $0 | $488 |
| Highways & Roads | $0 | $231 |
| Public Welfare | $0 | $465 |
| Health | $1,028 | $0 |
| Parks & Recreation | $544 | $0 |
| Housing | $0 | $895 |
| Utilities | $4,527 | $5 |
| Other | $9,652 | $11,663 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.