Champaign, IL vs Naperville, IL
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Naperville, IL and Champaign, IL spend within 3.8% of each other per resident — $15,751 versus $15,173 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.
Champaign, IL holds the stronger Fiscal Health Score, 55/100 (grade C) against 45/100 (grade D) for Naperville, IL — a 10-point spread that puts the two in different grade territory.
Champaign, IL reports no outstanding debt per resident in its Census filing, while Naperville, IL carries $1,028 per resident. Their budgets diverge on where the largest per-resident dollars go: Champaign, IL leads with police at $1,426 per resident, while Naperville, IL leads with health at $1,028.
They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Champaign, IL at 276% of total revenue, whereas Naperville, IL relies most on charges and fees at 68%.
Summary
Naperville spends 3.7% more per capita than Champaign ($578/person difference). Champaign, IL has the stronger Fiscal Health Score (C, 55/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Intergovernmental | $4,573 | $458 |
| Charges & Fees | $0 | $4,765 |
| Other | $1,152 | $2,388 |
Spending Breakdown (Per Capita)
| Police | $1,426 | $0 |
| Fire Protection | $488 | $0 |
| Highways & Roads | $231 | $0 |
| Public Welfare | $465 | $0 |
| Health | $0 | $1,028 |
| Parks & Recreation | $0 | $544 |
| Housing | $895 | $0 |
| Utilities | $5 | $4,527 |
| Other | $11,663 | $9,652 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.