Skip to main content
Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Waterloo, IA vs Ames, IA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Ames spends 60.4% more per capita than Waterloo ($27,113/person difference). Waterloo, IA has the stronger Fiscal Health Score (B, 71/100).

Fiscal Health Score

City A
Waterloo, IA
Pop. 67,256
B
71/100
Budget Balance100
Debt Burden28
Pension Funding76
Spending Efficiency65
Revenue Diversity100
Trend Direction50
City B
Ames, IA
Pop. 66,265
F
34/100
Budget Balance6
Debt Burden13
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Waterloo
Ames
Total Spending
$1.2B
$3.0B
Spending / Capita
$17,802
$44,915
Total Revenue
$1.6B
$2.1B
Revenue / Capita
$23,537
$32,201
Total Debt
$40.7M
$45.1M
Debt / Capita
$605
$680
Population
67,256
66,265
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Waterloo$223
Ames$155
Highways & Roads
Waterloo$108
Ames$61
Parks & Recreation
Waterloo$1,325
Ames$648
Education
Waterloo$10
Ames$41
Health
Waterloo$431
Ames$765

Revenue Breakdown (Per Capita)

WaterlooAmes
Property Tax
$59
$5
Sales Tax
$677
$413
Income Tax
$920
$648
Intergovernmental
$2,021
$3,359
Charges & Fees
$1,614
$1,979
Other
$3,969
$2,187

Spending Breakdown (Per Capita)

WaterlooAmes
Fire Protection
$223
$155
Highways & Roads
$108
$61
Education
$10
$41
Public Welfare
$2,637
$3,950
Health
$431
$765
Hospitals
$1,864
$83
Parks & Recreation
$1,325
$648
Housing
$3,169
$1,535
Sewerage
$205
$268
Utilities
$1,874
$2,103
Interest on Debt
$0
$1,924
General Admin
$0
$30,834
Other
$5,957
$2,548
B
Waterloo, IA
Fiscal Health Score: 71/100
Good fiscal health
F
Ames, IA
Fiscal Health Score: 34/100
Critical fiscal distress

Compare More Cities