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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Ames, IA vs Waterloo, IA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Ames spends 152.3% more per capita than Waterloo ($27,113/person difference). Waterloo, IA has the stronger Fiscal Health Score (B, 71/100).

Fiscal Health Score

City A
Ames, IA
Pop. 66,265
F
34/100
Budget Balance6
Debt Burden13
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50
City B
Waterloo, IA
Pop. 67,256
B
71/100
Budget Balance100
Debt Burden28
Pension Funding76
Spending Efficiency65
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Ames
Waterloo
Total Spending
$3.0B
$1.2B
Spending / Capita
$44,915
$17,802
Total Revenue
$2.1B
$1.6B
Revenue / Capita
$32,201
$23,537
Total Debt
$45.1M
$40.7M
Debt / Capita
$680
$605
Population
66,265
67,256
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Ames$155
Waterloo$223
Highways & Roads
Ames$61
Waterloo$108
Parks & Recreation
Ames$648
Waterloo$1,325
Education
Ames$41
Waterloo$10
Health
Ames$765
Waterloo$431

Revenue Breakdown (Per Capita)

AmesWaterloo
Property Tax
$5
$59
Sales Tax
$413
$677
Income Tax
$648
$920
Intergovernmental
$3,359
$2,021
Charges & Fees
$1,979
$1,614
Other
$2,187
$3,969

Spending Breakdown (Per Capita)

AmesWaterloo
Fire Protection
$155
$223
Highways & Roads
$61
$108
Education
$41
$10
Public Welfare
$3,950
$2,637
Health
$765
$431
Hospitals
$83
$1,864
Parks & Recreation
$648
$1,325
Housing
$1,535
$3,169
Sewerage
$268
$205
Utilities
$2,103
$1,874
Interest on Debt
$1,924
$0
General Admin
$30,834
$0
Other
$2,548
$5,957
F
Ames, IA
Fiscal Health Score: 34/100
Critical fiscal distress
B
Waterloo, IA
Fiscal Health Score: 71/100
Good fiscal health

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