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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

San Jose, CA vs Memphis, TN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Memphis, TN spends 23% more per resident than San Jose, CA: $22,111 against $17,934. That gap is large enough to show up across most functional budget categories below.

San Jose, CA holds the stronger Fiscal Health Score, 90/100 (grade A) against 65/100 (grade B) for Memphis, TN — a 25-point spread that puts the two in different grade territory.

San Jose, CA reports no outstanding debt per resident in its Census filing, while Memphis, TN carries $303 per resident. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in San Jose, CA at $1,424 per resident and in Memphis, TN at $1,397.

They also fund themselves differently: other revenue is the largest single revenue source in San Jose, CA at 9% of total revenue, whereas Memphis, TN relies most on intergovernmental transfers at 100%.

Summary

Memphis spends 18.9% more per capita than San Jose ($4,176/person difference). San Jose, CA has the stronger Fiscal Health Score (A, 90/100).

Fiscal Health Score

City A
San Jose, CA
Pop. 1,001,176
A
90/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency98
Revenue Diversity100
Trend Direction50
City B
Memphis, TN
Pop. 630,027
B
65/100
Budget Balance52
Debt Burden100
Pension Funding76
Spending Efficiency79
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
San Jose
Memphis
Total Spending
$18.0B
$13.9B
Spending / Capita
$17,934
$22,111
Total Revenue
$38.1B
$21.5B
Revenue / Capita
$38,091
$34,065
Total Debt
$0
$191.2M
Debt / Capita
$0
$303
Population
1,001,176
630,027
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
San Jose$0
Memphis$469
Highways & Roads
San Jose$0
Memphis$277
Parks & Recreation
San Jose$1,424
Memphis$1,397
Health
San Jose$609
Memphis$391

Revenue Breakdown (Per Capita)

San JoseMemphis
Property Tax
$40
$10
Sales Tax
$315
$496
Income Tax
$1,935
$1,218
Intergovernmental
$2,680
$34,065
Charges & Fees
$608
$2,077
Other
$3,519
$3,994

Spending Breakdown (Per Capita)

San JoseMemphis
Fire Protection
$0
$469
Highways & Roads
$0
$277
Public Welfare
$810
$630
Health
$609
$391
Hospitals
$1,254
$1,677
Parks & Recreation
$1,424
$1,397
Housing
$4,897
$4,683
Sewerage
$161
$0
Utilities
$2,533
$2,578
Interest on Debt
$0
$1,158
Other
$6,247
$8,850
A
San Jose, CA
Fiscal Health Score: 90/100
Excellent fiscal health
B
Memphis, TN
Fiscal Health Score: 65/100
Good fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.