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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Memphis, TN vs San Jose, CA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Memphis, TN spends 23% more per resident than San Jose, CA: $22,111 against $17,934. That gap is large enough to show up across most functional budget categories below.

San Jose, CA holds the stronger Fiscal Health Score, 90/100 (grade A) against 65/100 (grade B) for Memphis, TN — a 25-point spread that puts the two in different grade territory.

San Jose, CA reports no outstanding debt per resident in its Census filing, while Memphis, TN carries $303 per resident. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Memphis, TN at $1,397 per resident and in San Jose, CA at $1,424.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Memphis, TN at 100% of total revenue, whereas San Jose, CA relies most on other revenue at 9%.

Summary

Memphis spends 23.3% more per capita than San Jose ($4,176/person difference). San Jose, CA has the stronger Fiscal Health Score (A, 90/100).

Fiscal Health Score

City A
Memphis, TN
Pop. 630,027
B
65/100
Budget Balance52
Debt Burden100
Pension Funding76
Spending Efficiency79
Revenue Diversity0
Trend Direction50
City B
San Jose, CA
Pop. 1,001,176
A
90/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency98
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Memphis
San Jose
Total Spending
$13.9B
$18.0B
Spending / Capita
$22,111
$17,934
Total Revenue
$21.5B
$38.1B
Revenue / Capita
$34,065
$38,091
Total Debt
$191.2M
$0
Debt / Capita
$303
$0
Population
630,027
1,001,176
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Memphis$469
San Jose$0
Highways & Roads
Memphis$277
San Jose$0
Parks & Recreation
Memphis$1,397
San Jose$1,424
Health
Memphis$391
San Jose$609

Revenue Breakdown (Per Capita)

MemphisSan Jose
Property Tax
$10
$40
Sales Tax
$496
$315
Income Tax
$1,218
$1,935
Intergovernmental
$34,065
$2,680
Charges & Fees
$2,077
$608
Other
$3,994
$3,519

Spending Breakdown (Per Capita)

MemphisSan Jose
Fire Protection
$469
$0
Highways & Roads
$277
$0
Public Welfare
$630
$810
Health
$391
$609
Hospitals
$1,677
$1,254
Parks & Recreation
$1,397
$1,424
Housing
$4,683
$4,897
Sewerage
$0
$161
Utilities
$2,578
$2,533
Interest on Debt
$1,158
$0
Other
$8,850
$6,247
B
Memphis, TN
Fiscal Health Score: 65/100
Good fiscal health
A
San Jose, CA
Fiscal Health Score: 90/100
Excellent fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.