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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Quincy, MA vs Lowell, MA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Lowell, MA and Quincy, MA spend within 2.5% of each other per resident — $48,457 versus $47,287 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Lowell, MA edges Quincy, MA on the Fiscal Health Score by 7 points — 50/100 (grade C) to 43/100 (grade D). At a margin this narrow the grade is close enough that the factor-level detail matters more than the composite.

On debt, Lowell, MA carries the lighter load at $470 per resident versus $1,638 for Quincy, MA. Both cities pour the most per-resident dollars into the same function: education leads in Quincy, MA at $21,538 per resident and in Lowell, MA at $31,397.

On the revenue side both lean hardest on intergovernmental transfers — 18% of total revenue in Quincy, MA and 15% in Lowell, MA.

Summary

Lowell spends 2.4% more per capita than Quincy ($1,170/person difference). Lowell, MA has the stronger Fiscal Health Score (C, 50/100).

Fiscal Health Score

City A
Quincy, MA
Pop. 100,981
D
43/100
Budget Balance52
Debt Burden0
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50
City B
Lowell, MA
Pop. 114,737
C
50/100
Budget Balance3
Debt Burden94
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Quincy
Lowell
Total Spending
$4.8B
$5.6B
Spending / Capita
$47,287
$48,457
Total Revenue
$8.5B
$3.1B
Revenue / Capita
$84,485
$27,222
Total Debt
$165.4M
$53.9M
Debt / Capita
$1,638
$470
Population
100,981
114,737
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Quincy$464
Lowell$194
Highways & Roads
Quincy$774
Lowell$182
Parks & Recreation
Quincy$661
Lowell$292
Education
Quincy$21,538
Lowell$31,397
Health
Quincy$374
Lowell$139

Revenue Breakdown (Per Capita)

QuincyLowell
Sales Tax
$100
$639
Income Tax
$0
$274
Intergovernmental
$15,074
$4,160
Charges & Fees
$2,340
$1,061
Other
$3,310
$2,654

Spending Breakdown (Per Capita)

QuincyLowell
Fire Protection
$464
$194
Highways & Roads
$774
$182
Education
$21,538
$31,397
Public Welfare
$778
$349
Health
$374
$139
Hospitals
$1,076
$425
Parks & Recreation
$661
$292
Housing
$3,703
$2,733
Sewerage
$587
$126
Utilities
$2,689
$1,234
Other
$14,644
$11,388
D
Quincy, MA
Fiscal Health Score: 43/100
Below average fiscal health
C
Lowell, MA
Fiscal Health Score: 50/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.