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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Lowell, MA vs Quincy, MA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Lowell, MA and Quincy, MA spend within 2.5% of each other per resident — $48,457 versus $47,287 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Lowell, MA edges Quincy, MA on the Fiscal Health Score by 7 points — 50/100 (grade C) to 43/100 (grade D). At a margin this narrow the grade is close enough that the factor-level detail matters more than the composite.

On debt, Lowell, MA carries the lighter load at $470 per resident versus $1,638 for Quincy, MA. Both cities pour the most per-resident dollars into the same function: education leads in Lowell, MA at $31,397 per resident and in Quincy, MA at $21,538.

On the revenue side both lean hardest on intergovernmental transfers — 15% of total revenue in Lowell, MA and 18% in Quincy, MA.

Summary

Lowell spends 2.5% more per capita than Quincy ($1,170/person difference). Lowell, MA has the stronger Fiscal Health Score (C, 50/100).

Fiscal Health Score

City A
Lowell, MA
Pop. 114,737
C
50/100
Budget Balance3
Debt Burden94
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50
City B
Quincy, MA
Pop. 100,981
D
43/100
Budget Balance52
Debt Burden0
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Lowell
Quincy
Total Spending
$5.6B
$4.8B
Spending / Capita
$48,457
$47,287
Total Revenue
$3.1B
$8.5B
Revenue / Capita
$27,222
$84,485
Total Debt
$53.9M
$165.4M
Debt / Capita
$470
$1,638
Population
114,737
100,981
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Lowell$194
Quincy$464
Highways & Roads
Lowell$182
Quincy$774
Parks & Recreation
Lowell$292
Quincy$661
Education
Lowell$31,397
Quincy$21,538
Health
Lowell$139
Quincy$374

Revenue Breakdown (Per Capita)

LowellQuincy
Sales Tax
$639
$100
Income Tax
$274
$0
Intergovernmental
$4,160
$15,074
Charges & Fees
$1,061
$2,340
Other
$2,654
$3,310

Spending Breakdown (Per Capita)

LowellQuincy
Fire Protection
$194
$464
Highways & Roads
$182
$774
Education
$31,397
$21,538
Public Welfare
$349
$778
Health
$139
$374
Hospitals
$425
$1,076
Parks & Recreation
$292
$661
Housing
$2,733
$3,703
Sewerage
$126
$587
Utilities
$1,234
$2,689
Other
$11,388
$14,644
C
Lowell, MA
Fiscal Health Score: 50/100
Average fiscal health
D
Quincy, MA
Fiscal Health Score: 43/100
Below average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.