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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Miami, FL vs Charlotte, NC

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Miami, FL outspends Charlotte, NC by a wide margin per resident — $28,195 versus $15,854, a 78% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Charlotte, NC holds the stronger Fiscal Health Score, 63/100 (grade C) against 53/100 (grade C) for Miami, FL — a 10-point spread that puts the two in different grade territory.

Miami, FL reports no outstanding debt per resident in its Census filing, while Charlotte, NC carries $2,690 per resident. Their budgets diverge on where the largest per-resident dollars go: Miami, FL leads with fire protection at $7,399 per resident, while Charlotte, NC leads with parks and recreation at $1,571.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Miami, FL at 100% of total revenue, whereas Charlotte, NC relies most on other revenue at 10%.

Summary

Miami spends 77.8% more per capita than Charlotte ($12,342/person difference). Charlotte, NC has the stronger Fiscal Health Score (C, 63/100).

Fiscal Health Score

City A
Miami, FL
Pop. 443,665
C
53/100
Budget Balance22
Debt Burden100
Pension Funding76
Spending Efficiency51
Revenue Diversity0
Trend Direction50
City B
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Miami
Charlotte
Total Spending
$12.5B
$13.9B
Spending / Capita
$28,195
$15,854
Total Revenue
$6.7B
$43.5B
Revenue / Capita
$15,037
$49,746
Total Debt
$0
$2.4B
Debt / Capita
$0
$2,690
Population
443,665
875,045
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Miami$7,399
Charlotte$463
Highways & Roads
Miami$0
Charlotte$41
Parks & Recreation
Miami$1,783
Charlotte$1,571

Revenue Breakdown (Per Capita)

MiamiCharlotte
Property Tax
$0
$0
Sales Tax
$1,647
$541
Income Tax
$0
$366
Intergovernmental
$15,037
$1,859
Charges & Fees
$0
$2,459
Other
$1,399
$4,866

Spending Breakdown (Per Capita)

MiamiCharlotte
Fire Protection
$7,399
$463
Highways & Roads
$0
$41
Public Welfare
$109
$672
Hospitals
$1,499
$1,243
Parks & Recreation
$1,783
$1,571
Housing
$6,840
$3,944
Sewerage
$699
$0
Utilities
$1,295
$2,244
Interest on Debt
$0
$2,226
Other
$8,572
$3,448
C
Miami, FL
Fiscal Health Score: 53/100
Average fiscal health
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.