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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Charlotte, NC vs Miami, FL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Miami, FL outspends Charlotte, NC by a wide margin per resident — $28,195 versus $15,854, a 78% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Charlotte, NC holds the stronger Fiscal Health Score, 63/100 (grade C) against 53/100 (grade C) for Miami, FL — a 10-point spread that puts the two in different grade territory.

Miami, FL reports no outstanding debt per resident in its Census filing, while Charlotte, NC carries $2,690 per resident. Their budgets diverge on where the largest per-resident dollars go: Charlotte, NC leads with parks and recreation at $1,571 per resident, while Miami, FL leads with fire protection at $7,399.

They also fund themselves differently: other revenue is the largest single revenue source in Charlotte, NC at 10% of total revenue, whereas Miami, FL relies most on intergovernmental transfers at 100%.

Summary

Miami spends 43.8% more per capita than Charlotte ($12,342/person difference). Charlotte, NC has the stronger Fiscal Health Score (C, 63/100).

Fiscal Health Score

City A
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50
City B
Miami, FL
Pop. 443,665
C
53/100
Budget Balance22
Debt Burden100
Pension Funding76
Spending Efficiency51
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Charlotte
Miami
Total Spending
$13.9B
$12.5B
Spending / Capita
$15,854
$28,195
Total Revenue
$43.5B
$6.7B
Revenue / Capita
$49,746
$15,037
Total Debt
$2.4B
$0
Debt / Capita
$2,690
$0
Population
875,045
443,665
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Charlotte$463
Miami$7,399
Highways & Roads
Charlotte$41
Miami$0
Parks & Recreation
Charlotte$1,571
Miami$1,783

Revenue Breakdown (Per Capita)

CharlotteMiami
Property Tax
$0
$0
Sales Tax
$541
$1,647
Income Tax
$366
$0
Intergovernmental
$1,859
$15,037
Charges & Fees
$2,459
$0
Other
$4,866
$1,399

Spending Breakdown (Per Capita)

CharlotteMiami
Fire Protection
$463
$7,399
Highways & Roads
$41
$0
Public Welfare
$672
$109
Hospitals
$1,243
$1,499
Parks & Recreation
$1,571
$1,783
Housing
$3,944
$6,840
Sewerage
$0
$699
Utilities
$2,244
$1,295
Interest on Debt
$2,226
$0
Other
$3,448
$8,572
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health
C
Miami, FL
Fiscal Health Score: 53/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.