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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Memphis, TN vs Houston, TX

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Memphis, TN spends 54% more per resident than Houston, TX: $22,111 against $14,400. That gap is large enough to show up across most functional budget categories below.

Houston, TX holds the stronger Fiscal Health Score, 83/100 (grade A) against 65/100 (grade B) for Memphis, TN — a 18-point spread that puts the two in different grade territory.

On debt, Memphis, TN carries the lighter load at $303 per resident versus $863 for Houston, TX. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Memphis, TN at $1,397 per resident and in Houston, TX at $361.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Memphis, TN at 100% of total revenue, whereas Houston, TX relies most on other revenue at 7%.

Summary

Memphis spends 53.5% more per capita than Houston ($7,711/person difference). Houston, TX has the stronger Fiscal Health Score (A, 83/100).

Fiscal Health Score

City A
Memphis, TN
Pop. 630,027
B
65/100
Budget Balance52
Debt Burden100
Pension Funding76
Spending Efficiency79
Revenue Diversity0
Trend Direction50
City B
Houston, TX
Pop. 2,296,253
A
83/100
Budget Balance94
Debt Burden72
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Memphis
Houston
Total Spending
$13.9B
$33.1B
Spending / Capita
$22,111
$14,400
Total Revenue
$21.5B
$127.7B
Revenue / Capita
$34,065
$55,600
Total Debt
$191.2M
$2.0B
Debt / Capita
$303
$863
Population
630,027
2,296,253
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Memphis$469
Houston$295
Highways & Roads
Memphis$277
Houston$175
Parks & Recreation
Memphis$1,397
Houston$361
Health
Memphis$391
Houston$210

Revenue Breakdown (Per Capita)

MemphisHouston
Property Tax
$10
$0
Sales Tax
$496
$181
Income Tax
$1,218
$39
Intergovernmental
$34,065
$33
Charges & Fees
$2,077
$3,475
Other
$3,994
$3,960

Spending Breakdown (Per Capita)

MemphisHouston
Fire Protection
$469
$295
Highways & Roads
$277
$175
Public Welfare
$630
$533
Health
$391
$210
Hospitals
$1,677
$511
Parks & Recreation
$1,397
$361
Housing
$4,683
$4,288
Sewerage
$0
$386
Utilities
$2,578
$1,339
Interest on Debt
$1,158
$0
Other
$8,850
$6,301
B
Memphis, TN
Fiscal Health Score: 65/100
Good fiscal health
A
Houston, TX
Fiscal Health Score: 83/100
Excellent fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.