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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Lowell, MA vs Cambridge, MA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Cambridge spends 62.9% more per capita than Lowell ($82,279/person difference). Cambridge, MA has the stronger Fiscal Health Score (C, 56/100).

Fiscal Health Score

City A
Lowell, MA
Pop. 114,737
C
50/100
Budget Balance3
Debt Burden94
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50
City B
Cambridge, MA
Pop. 117,962
C
56/100
Budget Balance24
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Lowell
Cambridge
Total Spending
$5.6B
$15.4B
Spending / Capita
$48,457
$130,737
Total Revenue
$3.1B
$5.1B
Revenue / Capita
$27,222
$43,440
Total Debt
$53.9M
$49.6M
Debt / Capita
$470
$420
Population
114,737
117,962
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Lowell$194
Cambridge$672
Highways & Roads
Lowell$182
Cambridge$467
Parks & Recreation
Lowell$292
Cambridge$2,179
Education
Lowell$31,397
Cambridge$25,601
Health
Lowell$139
Cambridge$998

Revenue Breakdown (Per Capita)

LowellCambridge
Sales Tax
$639
$1,121
Income Tax
$274
$0
Intergovernmental
$4,160
$7,117
Charges & Fees
$1,061
$1,585
Other
$2,654
$6,370

Spending Breakdown (Per Capita)

LowellCambridge
Fire Protection
$194
$672
Highways & Roads
$182
$467
Education
$31,397
$25,601
Public Welfare
$349
$737
Health
$139
$998
Hospitals
$425
$508
Parks & Recreation
$292
$2,179
Housing
$2,733
$4,715
Sewerage
$126
$1,718
Utilities
$1,234
$2,291
General Admin
$0
$76,486
Other
$11,388
$14,364
C
Lowell, MA
Fiscal Health Score: 50/100
Average fiscal health
C
Cambridge, MA
Fiscal Health Score: 56/100
Average fiscal health

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