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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Cambridge, MA vs Lowell, MA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Cambridge spends 169.8% more per capita than Lowell ($82,279/person difference). Cambridge, MA has the stronger Fiscal Health Score (C, 56/100).

Fiscal Health Score

City A
Cambridge, MA
Pop. 117,962
C
56/100
Budget Balance24
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50
City B
Lowell, MA
Pop. 114,737
C
50/100
Budget Balance3
Debt Burden94
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Cambridge
Lowell
Total Spending
$15.4B
$5.6B
Spending / Capita
$130,737
$48,457
Total Revenue
$5.1B
$3.1B
Revenue / Capita
$43,440
$27,222
Total Debt
$49.6M
$53.9M
Debt / Capita
$420
$470
Population
117,962
114,737
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Cambridge$672
Lowell$194
Highways & Roads
Cambridge$467
Lowell$182
Parks & Recreation
Cambridge$2,179
Lowell$292
Education
Cambridge$25,601
Lowell$31,397
Health
Cambridge$998
Lowell$139

Revenue Breakdown (Per Capita)

CambridgeLowell
Sales Tax
$1,121
$639
Income Tax
$0
$274
Intergovernmental
$7,117
$4,160
Charges & Fees
$1,585
$1,061
Other
$6,370
$2,654

Spending Breakdown (Per Capita)

CambridgeLowell
Fire Protection
$672
$194
Highways & Roads
$467
$182
Education
$25,601
$31,397
Public Welfare
$737
$349
Health
$998
$139
Hospitals
$508
$425
Parks & Recreation
$2,179
$292
Housing
$4,715
$2,733
Sewerage
$1,718
$126
Utilities
$2,291
$1,234
General Admin
$76,486
$0
Other
$14,364
$11,388
C
Cambridge, MA
Fiscal Health Score: 56/100
Average fiscal health
C
Lowell, MA
Fiscal Health Score: 50/100
Average fiscal health

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