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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Houston, TX vs Chicago, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Chicago, IL outspends Houston, TX by a wide margin per resident — $34,551 versus $14,400, a 140% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Houston, TX holds the stronger Fiscal Health Score, 83/100 (grade A) against 61/100 (grade C) for Chicago, IL — a 22-point spread that puts the two in different grade territory.

On debt, Houston, TX carries the lighter load at $863 per resident versus $977 for Chicago, IL. Their budgets diverge on where the largest per-resident dollars go: Houston, TX leads with parks and recreation at $361 per resident, while Chicago, IL leads with fire protection at $10,754.

They also fund themselves differently: other revenue is the largest single revenue source in Houston, TX at 7% of total revenue, whereas Chicago, IL relies most on intergovernmental transfers at 100%.

Summary

Chicago spends 58.3% more per capita than Houston ($20,152/person difference). Houston, TX has the stronger Fiscal Health Score (A, 83/100).

Fiscal Health Score

City A
Houston, TX
Pop. 2,296,253
A
83/100
Budget Balance94
Debt Burden72
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50
City B
Chicago, IL
Pop. 2,721,914
C
61/100
Budget Balance100
Debt Burden61
Pension Funding76
Spending Efficiency22
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Houston
Chicago
Total Spending
$33.1B
$94.0B
Spending / Capita
$14,400
$34,551
Total Revenue
$127.7B
$231.6B
Revenue / Capita
$55,600
$85,083
Total Debt
$2.0B
$2.7B
Debt / Capita
$863
$977
Population
2,296,253
2,721,914
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Houston$295
Chicago$10,754
Highways & Roads
Houston$175
Chicago$930
Parks & Recreation
Houston$361
Chicago$122
Health
Houston$210
Chicago$426

Revenue Breakdown (Per Capita)

HoustonChicago
Property Tax
$0
$26
Sales Tax
$181
$74
Income Tax
$39
$229
Intergovernmental
$33
$85,083
Charges & Fees
$3,475
$2,847
Other
$3,960
$3,463

Spending Breakdown (Per Capita)

HoustonChicago
Fire Protection
$295
$10,754
Highways & Roads
$175
$930
Public Welfare
$533
$1,858
Health
$210
$426
Hospitals
$511
$1,444
Parks & Recreation
$361
$122
Housing
$4,288
$6,520
Sewerage
$386
$129
Utilities
$1,339
$2,983
Other
$6,301
$9,385
A
Houston, TX
Fiscal Health Score: 83/100
Excellent fiscal health
C
Chicago, IL
Fiscal Health Score: 61/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.