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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Concord, NC vs Charlotte, NC

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Concord, NC and Charlotte, NC spend within 2.3% of each other per resident — $16,213 versus $15,854 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Charlotte, NC holds the stronger Fiscal Health Score, 63/100 (grade C) against 54/100 (grade C) for Concord, NC — a 9-point spread that puts the two in different grade territory.

On debt, Concord, NC carries the lighter load at $222 per resident versus $2,690 for Charlotte, NC. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Concord, NC at $981 per resident and in Charlotte, NC at $1,571.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Concord, NC at 100% of total revenue, whereas Charlotte, NC relies most on other revenue at 10%.

Summary

Concord spends 2.3% more per capita than Charlotte ($359/person difference). Charlotte, NC has the stronger Fiscal Health Score (C, 63/100).

Fiscal Health Score

City A
Concord, NC
Pop. 105,335
C
54/100
Budget Balance6
Debt Burden100
Pension Funding76
Spending Efficiency84
Revenue Diversity0
Trend Direction50
City B
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Concord
Charlotte
Total Spending
$1.7B
$13.9B
Spending / Capita
$16,213
$15,854
Total Revenue
$600.8M
$43.5B
Revenue / Capita
$5,704
$49,746
Total Debt
$23.4M
$2.4B
Debt / Capita
$222
$2,690
Population
105,335
875,045
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Concord$242
Charlotte$463
Highways & Roads
Concord$8
Charlotte$41
Parks & Recreation
Concord$981
Charlotte$1,571

Revenue Breakdown (Per Capita)

ConcordCharlotte
Property Tax
$15
$0
Sales Tax
$348
$541
Income Tax
$149
$366
Intergovernmental
$5,704
$1,859
Charges & Fees
$2,794
$2,459
Other
$2,455
$4,866

Spending Breakdown (Per Capita)

ConcordCharlotte
Fire Protection
$242
$463
Highways & Roads
$8
$41
Public Welfare
$1,019
$672
Hospitals
$2,283
$1,243
Parks & Recreation
$981
$1,571
Housing
$2,735
$3,944
Utilities
$3,088
$2,244
Interest on Debt
$46
$2,226
Other
$5,812
$3,448
C
Concord, NC
Fiscal Health Score: 54/100
Average fiscal health
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.