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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Charlotte, NC vs Concord, NC

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Concord, NC and Charlotte, NC spend within 2.3% of each other per resident — $16,213 versus $15,854 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Charlotte, NC holds the stronger Fiscal Health Score, 63/100 (grade C) against 54/100 (grade C) for Concord, NC — a 9-point spread that puts the two in different grade territory.

On debt, Concord, NC carries the lighter load at $222 per resident versus $2,690 for Charlotte, NC. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Charlotte, NC at $1,571 per resident and in Concord, NC at $981.

They also fund themselves differently: other revenue is the largest single revenue source in Charlotte, NC at 10% of total revenue, whereas Concord, NC relies most on intergovernmental transfers at 100%.

Summary

Concord spends 2.2% more per capita than Charlotte ($359/person difference). Charlotte, NC has the stronger Fiscal Health Score (C, 63/100).

Fiscal Health Score

City A
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50
City B
Concord, NC
Pop. 105,335
C
54/100
Budget Balance6
Debt Burden100
Pension Funding76
Spending Efficiency84
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Charlotte
Concord
Total Spending
$13.9B
$1.7B
Spending / Capita
$15,854
$16,213
Total Revenue
$43.5B
$600.8M
Revenue / Capita
$49,746
$5,704
Total Debt
$2.4B
$23.4M
Debt / Capita
$2,690
$222
Population
875,045
105,335
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Charlotte$463
Concord$242
Highways & Roads
Charlotte$41
Concord$8
Parks & Recreation
Charlotte$1,571
Concord$981

Revenue Breakdown (Per Capita)

CharlotteConcord
Property Tax
$0
$15
Sales Tax
$541
$348
Income Tax
$366
$149
Intergovernmental
$1,859
$5,704
Charges & Fees
$2,459
$2,794
Other
$4,866
$2,455

Spending Breakdown (Per Capita)

CharlotteConcord
Fire Protection
$463
$242
Highways & Roads
$41
$8
Public Welfare
$672
$1,019
Hospitals
$1,243
$2,283
Parks & Recreation
$1,571
$981
Housing
$3,944
$2,735
Utilities
$2,244
$3,088
Interest on Debt
$2,226
$46
Other
$3,448
$5,812
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health
C
Concord, NC
Fiscal Health Score: 54/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.