Carmel, IN vs South Bend, IN
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Summary
South Bend spends 54.1% more per capita than Carmel ($19,330/person difference). Carmel, IN has the stronger Fiscal Health Score (C, 56/100).
Fiscal Health Score
C
56/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency74
Revenue Diversity0
Trend Direction50
D
48/100
Budget Balance33
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity0
Trend Direction50
Key Metrics
Metric
Carmel
South Bend
Total Spending
$1.6B
$3.7B
Spending / Capita
$16,389
$35,719
Total Revenue
$9.0B
$1.9B
Revenue / Capita
$90,764
$18,281
Total Debt
$84.1M
$29.7M
Debt / Capita
$846
$288
Population
99,453
103,084
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0
Per Capita Spending by Department
Fire Protection
Carmel$166
South Bend$2,100
Highways & Roads
Carmel$354
South Bend$2
Parks & Recreation
Carmel$1,484
South Bend$1,973
Revenue Breakdown (Per Capita)
CarmelSouth Bend
| Property Tax | $0 | $10 |
| Sales Tax | $1,264 | $759 |
| Income Tax | $0 | $955 |
| Intergovernmental | $90,764 | $18,281 |
| Charges & Fees | $5,500 | $2,775 |
| Other | $2,404 | $6,625 |
Spending Breakdown (Per Capita)
CarmelSouth Bend
| Fire Protection | $166 | $2,100 |
| Highways & Roads | $354 | $2 |
| Public Welfare | $1,885 | $1,509 |
| Hospitals | $1,121 | $800 |
| Parks & Recreation | $1,484 | $1,973 |
| Housing | $2,696 | $2,520 |
| Sewerage | $0 | $348 |
| Utilities | $1,251 | $1,910 |
| Interest on Debt | $0 | $1,088 |
| Other | $7,432 | $23,468 |
C
Carmel, IN
Fiscal Health Score: 56/100
Average fiscal health
D
South Bend, IN
Fiscal Health Score: 48/100
Below average fiscal health