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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

South Bend, IN

Population: 103,084 (2022) · Mid-Size Cities (100K-250K)

D
48/100

Below average, significant fiscal challenges in multiple areas

Total Spending
$3.7B
Per Capita
$35,719
Total Revenue
$1.9B
Total Debt
$29.7M

Spending Breakdown

Other
65.7%$2.4B
Housing & Community Development
7.1%$259.7M
Fire Protection
5.9%$216.5M
Parks & Recreation
5.5%$203.4M
Utilities
5.3%$196.8M
Public Welfare
4.2%$155.6M
Interest on Debt
3.0%$112.2M
Hospitals
2.2%$82.4M
Sewerage
1.0%$35.9M
Highways & Roads
0.0%$232K

Spending data sourced from the Census Bureau's Annual Survey of State & Local Government Finances. Per-capita comparisons use the Lincoln Institute's Fiscally Standardized Cities methodology for fair cross-city benchmarking.

Revenue Sources

Property Tax
0.1%$1.1M
Sales Tax
4.2%$78.2M
Income Tax
5.2%$98.4M
Intergovernmental
100.0%$1.9B
Charges & Fees
15.2%$286.0M
Other
36.2%$683.0M

Per Capita Spending by Department

Fire Protection$2,100/person
Highways & Roads$2/person
Parks & Recreation$1,973/person

Score Breakdown

Budget Balance & Reserves (25%)33/100
Debt Burden (20%)100/100
Pension Funding (20%)76/100
Spending Efficiency (15%)0/100
Revenue Diversity (10%)0/100
Trend Direction (10%)50/100

Debt Overview

Total Debt$29.7M
Long-Term Debt$4.9M
Debt Per Capita$288
Cash & Securities$73.6M

Compare Cities

See how South Bend stacks up against another city.

vs Indianapolis city (balance), INvs Fort Wayne, INvs Evansville, IN
Data source: U.S. Census Bureau, Annual Survey of State and Local Government Finances (2023). Population from American Community Survey.

Other Cities in Indiana

Frequently Asked Questions

South Bend, IN spends $35,719 per resident, based on total expenditures of $3.7B for a population of 103,084. The city has a Fiscal Health Score of D (48/100).

South Bend, IN has total expenditures of $3.7B and total revenue of $1.9B. The city carries $29.7M in total debt, based on Census Bureau data from 2023.

South Bend, IN employs 0 government workers, of which 0 are full-time. The average government salary is $0, with 0.0 employees per 10,000 residents.

South Bend, IN has a Fiscal Health Score of D (48/100). This score evaluates budget balance, debt burden, pension funding, spending efficiency, revenue diversity, and 3-year fiscal trajectory compared to peer cities of similar population.

The this entity record above pulls directly from the Census Annual Survey of State and Local Government Finances. What follows is the per-entity context — how this entity sits in the broader U.S. municipal and county government finances distribution and which underlying factors drive the headline numbers.

Every number on this page links back to the Census Annual Survey of State and Local Government Finances; the methodology page describes the inputs, refresh cadence, and known limitations of the underlying data product.

Practical use of this page is in combination with the comparison and ranking pages elsewhere on the site, which surface the same data for this entity’s peers within U.S. cities, counties, and states. A single-entity reading without peer context can be misleading when an entity is an outlier on one axis but typical on another.