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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Schenectady, NY vs Rochester, NY

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Rochester, NY outspends Schenectady, NY by a wide margin per resident — $75,154 versus $44,459, a 69% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

On the CitySpend Fiscal Health Score the two are level: Schenectady, NY and Rochester, NY both land at 47/100 (grade D and D respectively), so the deciding factors sit in the underlying six-factor breakdown rather than the rolled-up grade.

Neither city reports outstanding debt per resident in its current Census filing, which removes debt service as a point of difference between them. Their budgets diverge on where the largest per-resident dollars go: Schenectady, NY leads with police at $2,839 per resident, while Rochester, NY leads with education at $42,739.

On the revenue side both lean hardest on intergovernmental transfers — 100% of total revenue in Schenectady, NY and 54% in Rochester, NY.

Summary

Rochester spends 40.8% more per capita than Schenectady ($30,695/person difference). Both cities share the same Fiscal Health Score.

Fiscal Health Score

City A
Schenectady, NY
Pop. 68,476
D
47/100
Budget Balance28
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity0
Trend Direction50
City B
Rochester, NY
Pop. 210,992
D
47/100
Budget Balance17
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity21
Trend Direction50

Key Metrics

Metric
Schenectady
Rochester
Total Spending
$3.0B
$15.9B
Spending / Capita
$44,459
$75,154
Total Revenue
$885.6M
$1.5B
Revenue / Capita
$12,933
$7,104
Total Debt
$0
$0
Debt / Capita
$0
$0
Population
68,476
210,992
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Schenectady$2,839
Rochester$0
Fire Protection
Schenectady$406
Rochester$293
Highways & Roads
Schenectady$440
Rochester$379
Parks & Recreation
Schenectady$122
Rochester$910
Education
Schenectady$0
Rochester$42,739
Health
Schenectady$899
Rochester$753

Revenue Breakdown (Per Capita)

SchenectadyRochester
Sales Tax
$64
$511
Income Tax
$26
$1,427
Intergovernmental
$12,933
$3,814
Charges & Fees
$0
$1,993
Other
$4,840
$825

Spending Breakdown (Per Capita)

SchenectadyRochester
Police
$2,839
$0
Fire Protection
$406
$293
Highways & Roads
$440
$379
Education
$0
$42,739
Public Welfare
$1,436
$140
Health
$899
$753
Hospitals
$34
$764
Parks & Recreation
$122
$910
Housing
$778
$5,169
Sewerage
$0
$547
Utilities
$9,610
$5,082
Interest on Debt
$47
$215
Other
$27,849
$18,162
D
Schenectady, NY
Fiscal Health Score: 47/100
Below average fiscal health
D
Rochester, NY
Fiscal Health Score: 47/100
Below average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.