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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Schenectady, NY vs Mount Vernon, NY

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Schenectady, NY outspends Mount Vernon, NY by a wide margin per resident — $44,459 versus $18,214, a 144% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Mount Vernon, NY edges Schenectady, NY on the Fiscal Health Score by 6 points — 53/100 (grade C) to 47/100 (grade D). At a margin this narrow the grade is close enough that the factor-level detail matters more than the composite.

Schenectady, NY reports no outstanding debt per resident in its Census filing, while Mount Vernon, NY carries $18 per resident. Their budgets diverge on where the largest per-resident dollars go: Schenectady, NY leads with police at $2,839 per resident, while Mount Vernon, NY leads with parks and recreation at $950.

On the revenue side both lean hardest on intergovernmental transfers — 100% of total revenue in Schenectady, NY and 100% in Mount Vernon, NY.

Summary

Schenectady spends 144.1% more per capita than Mount Vernon ($26,245/person difference). Mount Vernon, NY has the stronger Fiscal Health Score (C, 53/100).

Fiscal Health Score

City A
Schenectady, NY
Pop. 68,476
D
47/100
Budget Balance28
Debt Burden100
Pension Funding76
Spending Efficiency0
Revenue Diversity0
Trend Direction50
City B
Mount Vernon, NY
Pop. 72,817
C
53/100
Budget Balance12
Debt Burden100
Pension Funding76
Spending Efficiency62
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Schenectady
Mount Vernon
Total Spending
$3.0B
$1.3B
Spending / Capita
$44,459
$18,214
Total Revenue
$885.6M
$137.0M
Revenue / Capita
$12,933
$1,881
Total Debt
$0
$1.3M
Debt / Capita
$0
$18
Population
68,476
72,817
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Schenectady$2,839
Mount Vernon$46
Fire Protection
Schenectady$406
Mount Vernon$383
Highways & Roads
Schenectady$440
Mount Vernon$527
Parks & Recreation
Schenectady$122
Mount Vernon$950
Health
Schenectady$899
Mount Vernon$0

Revenue Breakdown (Per Capita)

SchenectadyMount Vernon
Sales Tax
$64
$356
Income Tax
$26
$0
Intergovernmental
$12,933
$1,881
Charges & Fees
$0
$1,441
Other
$4,840
$532

Spending Breakdown (Per Capita)

SchenectadyMount Vernon
Police
$2,839
$46
Fire Protection
$406
$383
Highways & Roads
$440
$527
Public Welfare
$1,436
$335
Health
$899
$0
Hospitals
$34
$386
Parks & Recreation
$122
$950
Housing
$778
$3,774
Sewerage
$0
$151
Utilities
$9,610
$2,448
Interest on Debt
$47
$0
Other
$27,849
$9,214
D
Schenectady, NY
Fiscal Health Score: 47/100
Below average fiscal health
C
Mount Vernon, NY
Fiscal Health Score: 53/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.