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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Miami, FL vs Chicago, IL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Chicago, IL spends 23% more per resident than Miami, FL: $34,551 against $28,195. That gap is large enough to show up across most functional budget categories below.

Chicago, IL holds the stronger Fiscal Health Score, 61/100 (grade C) against 53/100 (grade C) for Miami, FL — a 8-point spread that puts the two in different grade territory.

Miami, FL reports no outstanding debt per resident in its Census filing, while Chicago, IL carries $977 per resident. Both cities pour the most per-resident dollars into the same function: fire protection leads in Miami, FL at $7,399 per resident and in Chicago, IL at $10,754.

On the revenue side both lean hardest on intergovernmental transfers — 100% of total revenue in Miami, FL and 100% in Chicago, IL.

Summary

Chicago spends 18.4% more per capita than Miami ($6,356/person difference). Chicago, IL has the stronger Fiscal Health Score (C, 61/100).

Fiscal Health Score

City A
Miami, FL
Pop. 443,665
C
53/100
Budget Balance22
Debt Burden100
Pension Funding76
Spending Efficiency51
Revenue Diversity0
Trend Direction50
City B
Chicago, IL
Pop. 2,721,914
C
61/100
Budget Balance100
Debt Burden61
Pension Funding76
Spending Efficiency22
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Miami
Chicago
Total Spending
$12.5B
$94.0B
Spending / Capita
$28,195
$34,551
Total Revenue
$6.7B
$231.6B
Revenue / Capita
$15,037
$85,083
Total Debt
$0
$2.7B
Debt / Capita
$0
$977
Population
443,665
2,721,914
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Miami$7,399
Chicago$10,754
Highways & Roads
Miami$0
Chicago$930
Parks & Recreation
Miami$1,783
Chicago$122
Health
Miami$0
Chicago$426

Revenue Breakdown (Per Capita)

MiamiChicago
Property Tax
$0
$26
Sales Tax
$1,647
$74
Income Tax
$0
$229
Intergovernmental
$15,037
$85,083
Charges & Fees
$0
$2,847
Other
$1,399
$3,463

Spending Breakdown (Per Capita)

MiamiChicago
Fire Protection
$7,399
$10,754
Highways & Roads
$0
$930
Public Welfare
$109
$1,858
Health
$0
$426
Hospitals
$1,499
$1,444
Parks & Recreation
$1,783
$122
Housing
$6,840
$6,520
Sewerage
$699
$129
Utilities
$1,295
$2,983
Other
$8,572
$9,385
C
Miami, FL
Fiscal Health Score: 53/100
Average fiscal health
C
Chicago, IL
Fiscal Health Score: 61/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.