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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Memphis, TN vs Louisville/Jefferson County metro government (balance), KY

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Memphis, TN and Louisville/Jefferson County metro government (balance), KY spend within 9.5% of each other per resident — $22,111 versus $20,200 — so on the headline spending-per-capita measure the two cities are effectively neck and neck.

Memphis, TN holds the stronger Fiscal Health Score, 65/100 (grade B) against 35/100 (grade D) for Louisville/Jefferson County metro government (balance), KY — a 30-point spread that puts the two in different grade territory.

On debt, Memphis, TN carries the lighter load at $303 per resident versus $3,553 for Louisville/Jefferson County metro government (balance), KY. Their budgets diverge on where the largest per-resident dollars go: Memphis, TN leads with parks and recreation at $1,397 per resident, while Louisville/Jefferson County metro government (balance), KY leads with fire protection at $1,132.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Memphis, TN at 100% of total revenue, whereas Louisville/Jefferson County metro government (balance), KY relies most on other revenue at 103%.

Summary

Memphis spends 9.5% more per capita than Louisville/Jefferson County metro government (balance) ($1,910/person difference). Memphis, TN has the stronger Fiscal Health Score (B, 65/100).

Fiscal Health Score

City A
Memphis, TN
Pop. 630,027
B
65/100
Budget Balance52
Debt Burden100
Pension Funding76
Spending Efficiency79
Revenue Diversity0
Trend Direction50
Budget Balance8
Debt Burden0
Pension Funding76
Spending Efficiency88
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Memphis
Louisville/Jefferson County metro government (balance)
Total Spending
$13.9B
$12.7B
Spending / Capita
$22,111
$20,200
Total Revenue
$21.5B
$5.4B
Revenue / Capita
$34,065
$8,618
Total Debt
$191.2M
$2.2B
Debt / Capita
$303
$3,553
Population
630,027
629,176
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Memphis$0
Louisville/Jefferson County metro government (balance)$701
Fire Protection
Memphis$469
Louisville/Jefferson County metro government (balance)$1,132
Highways & Roads
Memphis$277
Louisville/Jefferson County metro government (balance)$0
Parks & Recreation
Memphis$1,397
Louisville/Jefferson County metro government (balance)$1,070
Education
Memphis$0
Louisville/Jefferson County metro government (balance)$956
Health
Memphis$391
Louisville/Jefferson County metro government (balance)$379

Revenue Breakdown (Per Capita)

MemphisLouisville/Jefferson County metro government (balance)
Property Tax
$10
$0
Sales Tax
$496
$1,138
Income Tax
$1,218
$24
Intergovernmental
$34,065
$412
Charges & Fees
$2,077
$3,823
Other
$3,994
$8,878

Spending Breakdown (Per Capita)

MemphisLouisville/Jefferson County metro government (balance)
Police
$0
$701
Fire Protection
$469
$1,132
Highways & Roads
$277
$0
Education
$0
$956
Public Welfare
$630
$1,849
Health
$391
$379
Hospitals
$1,677
$779
Parks & Recreation
$1,397
$1,070
Housing
$4,683
$2,382
Sewerage
$0
$249
Utilities
$2,578
$3,844
Interest on Debt
$1,158
$1,517
Other
$8,850
$5,344
B
Memphis, TN
Fiscal Health Score: 65/100
Good fiscal health
D
Louisville/Jefferson County metro government (balance), KY
Fiscal Health Score: 35/100
Below average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.