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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Jersey City, NJ vs Toms River, NJ

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Jersey City, NJ outspends Toms River, NJ by a wide margin per resident — $21,136 versus $9,931, a 113% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Toms River, NJ holds the stronger Fiscal Health Score, 90/100 (grade A) against 70/100 (grade B) for Jersey City, NJ — a 20-point spread that puts the two in different grade territory.

Neither city reports outstanding debt per resident in its current Census filing, which removes debt service as a point of difference between them. Their budgets diverge on where the largest per-resident dollars go: Jersey City, NJ leads with health at $634 per resident, while Toms River, NJ leads with parks and recreation at $606.

On the revenue side both lean hardest on intergovernmental transfers — 27% of total revenue in Jersey City, NJ and 30% in Toms River, NJ.

Summary

Jersey City spends 112.8% more per capita than Toms River ($11,205/person difference). Toms River, NJ has the stronger Fiscal Health Score (A, 90/100).

Fiscal Health Score

City A
Jersey City, NJ
Pop. 287,899
B
70/100
Budget Balance31
Debt Burden100
Pension Funding76
Spending Efficiency83
Revenue Diversity99
Trend Direction50
City B
Toms River, NJ
Pop. 92,827
A
90/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency100
Revenue Diversity99
Trend Direction50

Key Metrics

Metric
Jersey City
Toms River
Total Spending
$6.1B
$921.9M
Spending / Capita
$21,136
$9,931
Total Revenue
$4.5B
$1.2B
Revenue / Capita
$15,583
$12,652
Total Debt
$0
$0
Debt / Capita
$0
$0
Population
287,899
92,827
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Jersey City$275
Toms River$277
Highways & Roads
Jersey City$173
Toms River$0
Parks & Recreation
Jersey City$248
Toms River$606
Health
Jersey City$634
Toms River$0

Revenue Breakdown (Per Capita)

Jersey CityToms River
Property Tax
$0
$2
Sales Tax
$420
$439
Income Tax
$603
$26
Intergovernmental
$4,168
$3,838
Charges & Fees
$2,474
$0
Other
$3,297
$2,872

Spending Breakdown (Per Capita)

Jersey CityToms River
Fire Protection
$275
$277
Highways & Roads
$173
$0
Public Welfare
$953
$324
Health
$634
$0
Hospitals
$3,827
$0
Parks & Recreation
$248
$606
Housing
$4,412
$2,899
Sewerage
$155
$363
Utilities
$3,426
$1,122
Other
$7,033
$4,339
B
Jersey City, NJ
Fiscal Health Score: 70/100
Good fiscal health
A
Toms River, NJ
Fiscal Health Score: 90/100
Excellent fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.