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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Gary, IN vs Indianapolis city (balance), IN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Indianapolis city (balance), IN outspends Gary, IN by a wide margin per resident — $46,045 versus $21,825, a 111% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Indianapolis city (balance), IN edges Gary, IN on the Fiscal Health Score by 3 points — 74/100 (grade B) to 71/100 (grade B). At a margin this narrow the grade is close enough that the factor-level detail matters more than the composite.

Gary, IN reports no outstanding debt per resident in its Census filing, while Indianapolis city (balance), IN carries $577 per resident. Their budgets diverge on where the largest per-resident dollars go: Gary, IN leads with parks and recreation at $358 per resident, while Indianapolis city (balance), IN leads with police at $2,032.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Gary, IN at 100% of total revenue, whereas Indianapolis city (balance), IN relies most on other revenue at 6%.

Summary

Indianapolis city (balance) spends 52.6% more per capita than Gary ($24,220/person difference). Indianapolis city (balance), IN has the stronger Fiscal Health Score (B, 74/100).

Fiscal Health Score

City A
Gary, IN
Pop. 69,136
B
71/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency39
Revenue Diversity0
Trend Direction50
B
74/100
Budget Balance98
Debt Burden98
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Gary
Indianapolis city (balance)
Total Spending
$1.5B
$40.6B
Spending / Capita
$21,825
$46,045
Total Revenue
$2.1B
$66.0B
Revenue / Capita
$30,129
$74,799
Total Debt
$0
$509.0M
Debt / Capita
$0
$577
Population
69,136
882,006
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Gary$0
Indianapolis city (balance)$2,032
Fire Protection
Gary$231
Indianapolis city (balance)$397
Highways & Roads
Gary$210
Indianapolis city (balance)$0
Parks & Recreation
Gary$358
Indianapolis city (balance)$798

Revenue Breakdown (Per Capita)

GaryIndianapolis city (balance)
Property Tax
$0
$20
Sales Tax
$46
$178
Income Tax
$64
$136
Intergovernmental
$30,129
$1,312
Charges & Fees
$0
$2,813
Other
$10,510
$4,675

Spending Breakdown (Per Capita)

GaryIndianapolis city (balance)
Police
$0
$2,032
Fire Protection
$231
$397
Highways & Roads
$210
$0
Public Welfare
$886
$1,469
Hospitals
$721
$2,453
Parks & Recreation
$358
$798
Housing
$2,936
$2,664
Sewerage
$0
$248
Utilities
$113
$2,227
Interest on Debt
$846
$1,381
General Admin
$0
$23,227
Other
$15,525
$9,149
B
Gary, IN
Fiscal Health Score: 71/100
Good fiscal health
B
Indianapolis city (balance), IN
Fiscal Health Score: 74/100
Good fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.