Cincinnati, OH vs Toledo, OH
Side-by-side fiscal comparison · U.S. Census Bureau data (2023)
Cincinnati, OH outspends Toledo, OH by a wide margin per resident — $24,651 versus $5,129, a 381% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.
Cincinnati, OH holds the stronger Fiscal Health Score, 85/100 (grade A) against 55/100 (grade C) for Toledo, OH — a 30-point spread that puts the two in different grade territory.
Neither city reports outstanding debt per resident in its current Census filing, which removes debt service as a point of difference between them. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Cincinnati, OH at $2,030 per resident and in Toledo, OH at $306.
They also fund themselves differently: charges and fees is the largest single revenue source in Cincinnati, OH at 16% of total revenue, whereas Toledo, OH relies most on other revenue at 22847%.
Summary
Cincinnati spends 380.6% more per capita than Toledo ($19,522/person difference). Cincinnati, OH has the stronger Fiscal Health Score (A, 85/100).
Fiscal Health Score
Key Metrics
Per Capita Spending by Department
Revenue Breakdown (Per Capita)
| Sales Tax | $988 | $142 |
| Income Tax | $22 | $0 |
| Intergovernmental | $738 | $9 |
| Charges & Fees | $6,264 | $3,379 |
| Other | $2,429 | $9,201 |
Spending Breakdown (Per Capita)
| Fire Protection | $1,931 | $0 |
| Highways & Roads | $259 | $0 |
| Public Welfare | $988 | $0 |
| Hospitals | $1,630 | $1,874 |
| Parks & Recreation | $2,030 | $306 |
| Housing | $5,569 | $0 |
| Sewerage | $312 | $117 |
| Utilities | $5,619 | $1,283 |
| Interest on Debt | $435 | $0 |
| Other | $5,878 | $1,550 |
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Source: Census Annual Survey of State and Local Government Finances, 2026.