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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Chicago, IL vs San Jose, CA

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Chicago, IL outspends San Jose, CA by a wide margin per resident — $34,551 versus $17,934, a 93% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

San Jose, CA holds the stronger Fiscal Health Score, 90/100 (grade A) against 61/100 (grade C) for Chicago, IL — a 29-point spread that puts the two in different grade territory.

San Jose, CA reports no outstanding debt per resident in its Census filing, while Chicago, IL carries $977 per resident. Their budgets diverge on where the largest per-resident dollars go: Chicago, IL leads with fire protection at $10,754 per resident, while San Jose, CA leads with parks and recreation at $1,424.

They also fund themselves differently: intergovernmental transfers is the largest single revenue source in Chicago, IL at 100% of total revenue, whereas San Jose, CA relies most on other revenue at 9%.

Summary

Chicago spends 92.7% more per capita than San Jose ($16,617/person difference). San Jose, CA has the stronger Fiscal Health Score (A, 90/100).

Fiscal Health Score

City A
Chicago, IL
Pop. 2,721,914
C
61/100
Budget Balance100
Debt Burden61
Pension Funding76
Spending Efficiency22
Revenue Diversity0
Trend Direction50
City B
San Jose, CA
Pop. 1,001,176
A
90/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency98
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Chicago
San Jose
Total Spending
$94.0B
$18.0B
Spending / Capita
$34,551
$17,934
Total Revenue
$231.6B
$38.1B
Revenue / Capita
$85,083
$38,091
Total Debt
$2.7B
$0
Debt / Capita
$977
$0
Population
2,721,914
1,001,176
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Chicago$10,754
San Jose$0
Highways & Roads
Chicago$930
San Jose$0
Parks & Recreation
Chicago$122
San Jose$1,424
Health
Chicago$426
San Jose$609

Revenue Breakdown (Per Capita)

ChicagoSan Jose
Property Tax
$26
$40
Sales Tax
$74
$315
Income Tax
$229
$1,935
Intergovernmental
$85,083
$2,680
Charges & Fees
$2,847
$608
Other
$3,463
$3,519

Spending Breakdown (Per Capita)

ChicagoSan Jose
Fire Protection
$10,754
$0
Highways & Roads
$930
$0
Public Welfare
$1,858
$810
Health
$426
$609
Hospitals
$1,444
$1,254
Parks & Recreation
$122
$1,424
Housing
$6,520
$4,897
Sewerage
$129
$161
Utilities
$2,983
$2,533
Other
$9,385
$6,247
C
Chicago, IL
Fiscal Health Score: 61/100
Average fiscal health
A
San Jose, CA
Fiscal Health Score: 90/100
Excellent fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.