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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Charlotte, NC vs Jacksonville, FL

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Jacksonville, FL outspends Charlotte, NC by a wide margin per resident — $31,456 versus $15,854, a 98% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Charlotte, NC holds the stronger Fiscal Health Score, 63/100 (grade C) against 53/100 (grade C) for Jacksonville, FL — a 10-point spread that puts the two in different grade territory.

On debt, Charlotte, NC carries the lighter load at $2,690 per resident versus $2,821 for Jacksonville, FL. Their budgets diverge on where the largest per-resident dollars go: Charlotte, NC leads with parks and recreation at $1,571 per resident, while Jacksonville, FL leads with fire protection at $9,436.

They also fund themselves differently: other revenue is the largest single revenue source in Charlotte, NC at 10% of total revenue, whereas Jacksonville, FL relies most on intergovernmental transfers at 14%.

Summary

Jacksonville spends 49.6% more per capita than Charlotte ($15,603/person difference). Charlotte, NC has the stronger Fiscal Health Score (C, 63/100).

Fiscal Health Score

City A
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50
City B
Jacksonville, FL
Pop. 950,203
C
53/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency36
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Charlotte
Jacksonville
Total Spending
$13.9B
$29.9B
Spending / Capita
$15,854
$31,456
Total Revenue
$43.5B
$50.9B
Revenue / Capita
$49,746
$53,517
Total Debt
$2.4B
$2.7B
Debt / Capita
$2,690
$2,821
Population
875,045
950,203
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Charlotte$0
Jacksonville$18
Fire Protection
Charlotte$463
Jacksonville$9,436
Highways & Roads
Charlotte$41
Jacksonville$0
Parks & Recreation
Charlotte$1,571
Jacksonville$1,329
Health
Charlotte$0
Jacksonville$332

Revenue Breakdown (Per Capita)

CharlotteJacksonville
Property Tax
$0
$10
Sales Tax
$541
$233
Income Tax
$366
$762
Intergovernmental
$1,859
$7,348
Charges & Fees
$2,459
$2,119
Other
$4,866
$4,705

Spending Breakdown (Per Capita)

CharlotteJacksonville
Police
$0
$18
Fire Protection
$463
$9,436
Highways & Roads
$41
$0
Public Welfare
$672
$486
Health
$0
$332
Hospitals
$1,243
$557
Parks & Recreation
$1,571
$1,329
Housing
$3,944
$5,572
Sewerage
$0
$176
Utilities
$2,244
$1,835
Interest on Debt
$2,226
$1,942
Other
$3,448
$9,771
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health
C
Jacksonville, FL
Fiscal Health Score: 53/100
Average fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.