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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Charlotte, NC vs Indianapolis city (balance), IN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Indianapolis city (balance), IN outspends Charlotte, NC by a wide margin per resident — $46,045 versus $15,854, a 190% difference. A gap this size usually reflects a structurally different service mix or accounting scope rather than a single line item.

Indianapolis city (balance), IN holds the stronger Fiscal Health Score, 74/100 (grade B) against 63/100 (grade C) for Charlotte, NC — a 11-point spread that puts the two in different grade territory.

On debt, Indianapolis city (balance), IN carries the lighter load at $577 per resident versus $2,690 for Charlotte, NC. Their budgets diverge on where the largest per-resident dollars go: Charlotte, NC leads with parks and recreation at $1,571 per resident, while Indianapolis city (balance), IN leads with police at $2,032.

On the revenue side both lean hardest on other revenue — 10% of total revenue in Charlotte, NC and 6% in Indianapolis city (balance), IN.

Summary

Indianapolis city (balance) spends 65.6% more per capita than Charlotte ($30,192/person difference). Indianapolis city (balance), IN has the stronger Fiscal Health Score (B, 74/100).

Fiscal Health Score

City A
Charlotte, NC
Pop. 875,045
C
63/100
Budget Balance71
Debt Burden0
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50
B
74/100
Budget Balance98
Debt Burden98
Pension Funding76
Spending Efficiency0
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Charlotte
Indianapolis city (balance)
Total Spending
$13.9B
$40.6B
Spending / Capita
$15,854
$46,045
Total Revenue
$43.5B
$66.0B
Revenue / Capita
$49,746
$74,799
Total Debt
$2.4B
$509.0M
Debt / Capita
$2,690
$577
Population
875,045
882,006
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Police
Charlotte$0
Indianapolis city (balance)$2,032
Fire Protection
Charlotte$463
Indianapolis city (balance)$397
Highways & Roads
Charlotte$41
Indianapolis city (balance)$0
Parks & Recreation
Charlotte$1,571
Indianapolis city (balance)$798

Revenue Breakdown (Per Capita)

CharlotteIndianapolis city (balance)
Property Tax
$0
$20
Sales Tax
$541
$178
Income Tax
$366
$136
Intergovernmental
$1,859
$1,312
Charges & Fees
$2,459
$2,813
Other
$4,866
$4,675

Spending Breakdown (Per Capita)

CharlotteIndianapolis city (balance)
Police
$0
$2,032
Fire Protection
$463
$397
Highways & Roads
$41
$0
Public Welfare
$672
$1,469
Hospitals
$1,243
$2,453
Parks & Recreation
$1,571
$798
Housing
$3,944
$2,664
Sewerage
$0
$248
Utilities
$2,244
$2,227
Interest on Debt
$2,226
$1,381
General Admin
$0
$23,227
Other
$3,448
$9,149
C
Charlotte, NC
Fiscal Health Score: 63/100
Average fiscal health
B
Indianapolis city (balance), IN
Fiscal Health Score: 74/100
Good fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.