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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Carmel, IN vs Hammond, IN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Hammond spends 36.4% more per capita than Carmel ($9,390/person difference). Hammond, IN has the stronger Fiscal Health Score (B, 67/100).

Fiscal Health Score

City A
Carmel, IN
Pop. 99,453
C
56/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency74
Revenue Diversity0
Trend Direction50
City B
Hammond, IN
Pop. 77,390
B
67/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency13
Revenue Diversity0
Trend Direction50

Key Metrics

Metric
Carmel
Hammond
Total Spending
$1.6B
$2.0B
Spending / Capita
$16,389
$25,779
Total Revenue
$9.0B
$2.7B
Revenue / Capita
$90,764
$34,733
Total Debt
$84.1M
$10.0M
Debt / Capita
$846
$129
Population
99,453
77,390
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Carmel$166
Hammond$789
Highways & Roads
Carmel$354
Hammond$0
Parks & Recreation
Carmel$1,484
Hammond$823

Revenue Breakdown (Per Capita)

CarmelHammond
Sales Tax
$1,264
$5
Intergovernmental
$90,764
$34,733
Charges & Fees
$5,500
$3,504
Other
$2,404
$8,679

Spending Breakdown (Per Capita)

CarmelHammond
Fire Protection
$166
$789
Highways & Roads
$354
$0
Public Welfare
$1,885
$1,360
Hospitals
$1,121
$159
Parks & Recreation
$1,484
$823
Housing
$2,696
$3,937
Utilities
$1,251
$2,592
Other
$7,432
$16,119
C
Carmel, IN
Fiscal Health Score: 56/100
Average fiscal health
B
Hammond, IN
Fiscal Health Score: 67/100
Good fiscal health

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