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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Carmel, IN vs Fort Wayne, IN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Reviewed by CitySpend Editorial Team · Updated

Carmel, IN spends 55% more per resident than Fort Wayne, IN: $16,389 against $10,590. That gap is large enough to show up across most functional budget categories below.

Fort Wayne, IN holds the stronger Fiscal Health Score, 90/100 (grade A) against 56/100 (grade C) for Carmel, IN — a 34-point spread that puts the two in different grade territory.

Fort Wayne, IN reports no outstanding debt per resident in its Census filing, while Carmel, IN carries $846 per resident. Both cities pour the most per-resident dollars into the same function: parks and recreation leads in Carmel, IN at $1,484 per resident and in Fort Wayne, IN at $856.

On the revenue side both lean hardest on intergovernmental transfers — 100% of total revenue in Carmel, IN and 27% in Fort Wayne, IN.

Summary

Carmel spends 54.8% more per capita than Fort Wayne ($5,799/person difference). Fort Wayne, IN has the stronger Fiscal Health Score (A, 90/100).

Fiscal Health Score

City A
Carmel, IN
Pop. 99,453
C
56/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency74
Revenue Diversity0
Trend Direction50
City B
Fort Wayne, IN
Pop. 264,514
A
90/100
Budget Balance100
Debt Burden100
Pension Funding76
Spending Efficiency100
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Carmel
Fort Wayne
Total Spending
$1.6B
$2.8B
Spending / Capita
$16,389
$10,590
Total Revenue
$9.0B
$5.4B
Revenue / Capita
$90,764
$20,350
Total Debt
$84.1M
$0
Debt / Capita
$846
$0
Population
99,453
264,514
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Carmel$166
Fort Wayne$423
Highways & Roads
Carmel$354
Fort Wayne$77
Parks & Recreation
Carmel$1,484
Fort Wayne$856

Revenue Breakdown (Per Capita)

CarmelFort Wayne
Property Tax
$0
$28
Sales Tax
$1,264
$441
Income Tax
$0
$584
Intergovernmental
$90,764
$5,531
Charges & Fees
$5,500
$2,515
Other
$2,404
$189

Spending Breakdown (Per Capita)

CarmelFort Wayne
Fire Protection
$166
$423
Highways & Roads
$354
$77
Public Welfare
$1,885
$1,325
Hospitals
$1,121
$944
Parks & Recreation
$1,484
$856
Housing
$2,696
$2,758
Utilities
$1,251
$638
Interest on Debt
$0
$546
Other
$7,432
$3,025
C
Carmel, IN
Fiscal Health Score: 56/100
Average fiscal health
A
Fort Wayne, IN
Fiscal Health Score: 90/100
Excellent fiscal health

Compare More Cities

Source: Census Annual Survey of State and Local Government Finances, 2026.