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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Carmel, IN vs Bloomington, IN

Side-by-side fiscal comparison · U.S. Census Bureau data (2023)

Summary

Carmel spends 5.5% more per capita than Bloomington ($860/person difference). Bloomington, IN has the stronger Fiscal Health Score (B, 75/100).

Fiscal Health Score

City A
Carmel, IN
Pop. 99,453
C
56/100
Budget Balance100
Debt Burden0
Pension Funding76
Spending Efficiency74
Revenue Diversity0
Trend Direction50
City B
Bloomington, IN
Pop. 79,006
B
75/100
Budget Balance69
Debt Burden78
Pension Funding76
Spending Efficiency79
Revenue Diversity100
Trend Direction50

Key Metrics

Metric
Carmel
Bloomington
Total Spending
$1.6B
$1.2B
Spending / Capita
$16,389
$15,529
Total Revenue
$9.0B
$1.9B
Revenue / Capita
$90,764
$24,552
Total Debt
$84.1M
$28.2M
Debt / Capita
$846
$356
Population
99,453
79,006
Gov Employees / 10K
0.0
0.0
Avg Gov Salary
$0
$0

Per Capita Spending by Department

Fire Protection
Carmel$166
Bloomington$183
Highways & Roads
Carmel$354
Bloomington$116
Parks & Recreation
Carmel$1,484
Bloomington$1,294

Revenue Breakdown (Per Capita)

CarmelBloomington
Property Tax
$0
$364
Sales Tax
$1,264
$885
Income Tax
$0
$227
Intergovernmental
$90,764
$3,245
Charges & Fees
$5,500
$2,522
Other
$2,404
$3,643

Spending Breakdown (Per Capita)

CarmelBloomington
Fire Protection
$166
$183
Highways & Roads
$354
$116
Public Welfare
$1,885
$759
Hospitals
$1,121
$362
Parks & Recreation
$1,484
$1,294
Housing
$2,696
$1,661
Utilities
$1,251
$1,857
Interest on Debt
$0
$1,179
Other
$7,432
$8,118
C
Carmel, IN
Fiscal Health Score: 56/100
Average fiscal health
B
Bloomington, IN
Fiscal Health Score: 75/100
Good fiscal health

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