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Data from U.S. Census Bureau · 2026 · Methodology
CitySpend

Loveland, CO

Population: 76,500 (2022) · Small Cities (50K–100K)

D
38/100

Below average — significant fiscal challenges in multiple areas

Total Spending
$2.1B
Per Capita
$27,220
Total Revenue
$2.0B
Total Debt
$138.7M

Spending Breakdown

Other
36.6%$762.0M
Utilities
12.9%$267.9M
Housing & Community Development
12.7%$264.0M
Hospitals
11.0%$228.1M
Parks & Recreation
7.1%$148.5M
Public Welfare
6.6%$137.3M
Highways & Roads
5.6%$116.0M
Education
2.6%$54.8M
Fire Protection
1.7%$34.8M
Health
1.5%$30.4M
Interest on Debt
1.3%$26.3M
Sewerage
0.6%$12.2M

Spending data sourced from the Census Bureau's Annual Survey of State & Local Government Finances. Per-capita comparisons use the Lincoln Institute's Fiscally Standardized Cities methodology for fair cross-city benchmarking.

Revenue Sources

Property Tax
2.0%$39.5M
Sales Tax
4.7%$92.4M
Income Tax
5.1%$102.2M
Intergovernmental
100.0%$2.0B
Charges & Fees
19.8%$392.0M
Other
9.3%$185.5M

Per Capita Spending by Department

Fire Protection$455/person
Highways & Roads$1,516/person
Parks & Recreation$1,941/person
Education$716/person
Health$397/person

Score Breakdown

Budget Balance & Reserves (25%)68/100
Debt Burden (20%)0/100
Pension Funding (20%)76/100
Spending Efficiency (15%)4/100
Revenue Diversity (10%)0/100
Trend Direction (10%)50/100

Debt Overview

Total Debt$138.7M
Long-Term Debt$73.0M
Debt Per Capita$1,813
Cash & Securities$50.8M

Compare Cities

See how Loveland stacks up against another city.

vs Denver, COvs Colorado Springs, COvs Aurora, CO
Data source: U.S. Census Bureau, Annual Survey of State and Local Government Finances (2023). Population from American Community Survey.

Other Cities in Colorado

Denver, CO

Pop. 711K

C
Total Spending
$23.9B
Per Capita
$33,582

Colorado Springs, CO

Pop. 480K

C
Total Spending
$6.3B
Per Capita
$13,222

Aurora, CO

Pop. 387K

B
Total Spending
$6.7B
Per Capita
$17,400

Fort Collins, CO

Pop. 169K

D
Total Spending
$4.4B
Per Capita
$26,163

Compare Loveland With

Denver, CO

Spending: $33,582/person · Grade: C

Colorado Springs, CO

Spending: $13,222/person · Grade: C

Aurora, CO

Spending: $17,400/person · Grade: B

Fort Collins, CO

Spending: $26,163/person · Grade: D

Frequently Asked Questions

Loveland, CO spends $27,220 per resident, based on total expenditures of $2.1B for a population of 76,500. The city has a Fiscal Health Score of D (38/100).

Loveland, CO has total expenditures of $2.1B and total revenue of $2.0B. The city carries $138.7M in total debt, based on Census Bureau data from 2023.

Loveland, CO employs 0 government workers, of which 0 are full-time. The average government salary is $0, with 0.0 employees per 10,000 residents.

Loveland, CO has a Fiscal Health Score of D (38/100). This score evaluates budget balance, debt burden, pension funding, spending efficiency, revenue diversity, and 3-year fiscal trajectory compared to peer cities of similar population.

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